Your O-YES Properties agent is @{Lead:OwnerIdName,}, mobile number @{Lead:Phone,} or email - @{Lead:OwnerIdEmailAddress,} please save these details to your contacts.
Over 90% of all current property buyers require a home loan. Please speak to @{Owner:FirstName,} about putting you in touch with a Home Loan Consultant. Finding out how much you can afford before starting your property search will save you the disappointment of realising you don't qualify for the required home loan amount.
Imagine falling in love with a property after many months of searching. Picture the immense joy of discovering that your offer has been accepted. Now, imagine what it would feel like to have the rug pulled out from under you when you realise that you cannot qualify for the required home loan amount. The disappointment of losing out on their dream home often leaves homeowners unwilling to continue the search, delaying or even grinding the process to a halt altogether
While acquiring pre-bond approval might seem like an unnecessary item of admin that you simply do not have the time for, buyers are regularly surprised by what they thought they could afford and what the banks would grant them when it finally reached that point in the process.
However, buyers should be cautioned that these amounts are only 100% finalised after the bank has completed a property valuation and has received a signed Offer to Purchase on the property in question.
We and @{Owner:FirstName,} look forward to assisting you find the home of your dreams!